GENERAL LIABILITY INSURANCE provides protection for third- party bodily injury and property damage claims. A General Liability policy typically includes coverage for both premises and products — completed operations exposures.
Limits usually consist of $2,000,000 General Aggregate, $1,000,000 per occurrence, $1,000,000 Personal and Advertising Injury, $100,000 or $50,000 Damage to rented premises (per occurrence) and $5,000 medical expenses (any one person). This coverage does not typically carry a deductible.
A BLANKET ADDITIONAL INSURED endorsement may be added to the General Liability Policy.
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