EXCESS LIABILITY INSURANCE polices cover extra liability over scheduled policies. All terms and conditions are defined in the underlying coverages, and this type of policy merely extends the limits.

UMBRELLA LIABILITY INSURANCE serves two purposes. First, it provides excess liability limit over the scheduled underlying policies. Second, it fills some gaps in the underlying coverage by providing protection against third- party claims not covered by General Liability and Auto Liability policies.

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Farris Evans Insurance Agency, Inc.
1568 Union Avenue
Memphis, TN 38104

Ph: 800-395-8207 or 901-274-5424
Fax: 901-272-0207
Email: insurance@farrisevans.com